Thursday, April 17, 2014
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Personal Banking
Smart Choices. Better Banking.

Mortgage

Once your search is over and you're ready for the loan, you have a variety of choices on financing -- including FHA or Conventional financing, with fixed rate or variable rate options. We'll explore these options with you. You can also contact one of our mortgage professionals at 254-965-5110.

Adjustable Rate Home Loans

The ultimate in flexibility! 15, 20 and 30-year loans!

  • Available on refinances and purchases
  • Interest rate can only change once a year
  • Obtain approval quickly

Conventional Home Loans

10, 15, 20 and 30-year loans!

  • Available on refinance
  • Can close more quickly than government loans
  • Obtain approval quickly

Residential Construction Loans for Individuals

Build a home exactly to your liking!

  • Build a home exactly to your liking!
  • Loan amounts limited to amount of permanent financing
  • Loan proceeds funded in stages corresponding to percentage of work in place/completed
  • Construction progress monitored through monthly site inspections
  • Total development cost determined up front and covered by loan or borrower's equity to insure sufficient funds to complete the project
  • With loan in individual's name, borrower has more control of the project, including the cost of construction and reduced interest expense

 

First Financial Bank  | Member FDIC. Equal Housing Lender. © 2014 - First Financial Bankshares, All Rights Reserved

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