MortgageOnce your search is over and you're ready for the loan, you have a variety of choices on financing -- including FHA or Conventional financing, with fixed rate or variable rate options. We'll explore these options with you. You can also contact one of our mortgage professionals at 254-965-5110. Adjustable Rate Home LoansThe ultimate in flexibility! 15, 20 and 30-year loans! - Available on refinances and purchases
- Interest rate can only change once a year
- Obtain approval quickly
Conventional Home Loans 10, 15, 20 and 30-year loans! - Available on refinance
- Can close more quickly than government loans
- Obtain approval quickly
Residential Construction Loans for Individuals Build a home exactly to your liking! - Build a home exactly to your liking!
- Loan amounts limited to amount of permanent financing
- Loan proceeds funded in stages corresponding to percentage of work in place/completed
- Construction progress monitored through monthly site inspections
- Total development cost determined up front and covered by loan or borrower's equity to insure sufficient funds to complete the project
- With loan in individual's name, borrower has more control of the project, including the cost of construction and reduced interest expense
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